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2 - 405 MERRITT STREET, St. Catharines (Oakdale) — listed at $270,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to St. James Lofts, a distinctive boutique condo set within a beautifully converted historic church. Rich in architectural character and thoughtfully adapted for modern living, this unique residence is ideally located just steps from shopping, restaurants, transit to Brock University, and convenient highway access.Filled with natural light from oversized windows, the open-concept layout showcases soaring ceilings and a spacious loft-inspired design. The kitchen features full-size appliances and a large island. The unit also offers excellent storage, including a generous front closet and additional storage space within the in-suite laundry. Exclusive parking, shared balcony access, and heat and water included in the condo fees add to the appeal.Blending historic charm with contemporary comfort, this one-of-a-kind loft-style condo is a rare offering you won't want to miss. Comes fully furnished, offering an easy, turn-key opportunity for both homeowners and investors. (id:60164)
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $2,296, a condo/maintenance fee of $359.24/mo, heating is forced air, electric. Always verify the latest figures with your agent before making an offer — these change yearly.
Does it have a basement, and is it finished?+
The listing describes the basement as: Apartment in basement, N/A. Confirm the finishing status during a showing — it affects both livable space and resale value.
Could this work as an investment property?+
The basement description mentions: Apartment in basement, N/A. If it has a separate entrance, there may be rental income potential — but verify zoning and whether a legal second unit is permitted in St. Catharines (Oakdale) before counting on it.
What do the condo/maintenance fees cover?+
The $359.24/mo fee covers: Heat, Water, Insurance.
Who is 2 - 405 MERRITT STREET best suited for?+
With 1 bedroom and 1 bathroom, this is ideal for a couple, a small family, or as a low-maintenance investment property.
Is this a good starter home?+
At $270,000, this is priced in starter-home territory for St. Catharines (Oakdale). Factor in condo fees when calculating your true monthly cost.
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